How to Withdraw Money from Payoneer to Pakistani Banks

You have earned money on Fiverr or Upwork and it is sitting in your Payoneer account. Here is how to get it into your Pakistani bank account.

Supported Banks

Most major Pakistani banks work with Payoneer, including HBL, UBL, MCB, Meezan Bank, Allied Bank, Bank Alfalah, and Standard Chartered. We recommend using a bank where you already have a good relationship.

Step-by-Step Withdrawal

1. Log into Payoneer and go to Withdraw → To Bank Account
2. Select your linked Pakistani bank account
3. Enter the amount (minimum $50)
4. Review the exchange rate and fees
5. Confirm the withdrawal

Fees and Exchange Rate

Payoneer charges approximately 2% for PKR conversion. The rate offered is typically slightly below the mid-market rate. Check exact costs with our Payoneer Fee Estimator and compare with Wise rates.

Timeline

Bank transfers to Pakistan typically take 2-5 business days. First-time withdrawals may take longer due to bank-side verification.

Tips

• Withdraw larger amounts less frequently to minimize per-transaction overhead
• Keep enough in your Payoneer account for any upcoming expenses payable in USD
• Make sure your bank account name matches your Payoneer account exactly